MERCURY CREDIT CARD LOGIN FULL

A Very High APRĪs previously noted, the Mercury™ Card falls into the same trap as many other sub-prime credit cards in that it features sky-high interest rates. Because 15% of a FICO Score is based on the average age of credit, closing accounts damages a credit score, meaning those with sub-prime credit cards that charge an annual fee are trapped in a cycle of paying a yearly fee for a card they no longer want. One of the big problems with credit cards for average credit scores is that the annual fee makes them a burden – especially when a score improves. The Mercury Mastercard charges no annual fee, making it an excellent tool for boosting a credit score without incurring additional costs. While the Mercury™ Card fits into the former characterization, it impressively avoids the latter. Cardholders, for example, might be penalized for having an average -or below-average – credit score with higher-than-normal interest rates or a steep annual fee. While it’s important to accept these complaints at face value, there also needs to be the understanding that negative reviews likely represent a small portion of the card’s clientele.Ĭredit cards for those with sub-prime credit scores typically don’t offer the best terms. The app sounds great in principle, but there are many complaints from cardholders that are either Barclays holdovers or new to Mercury that have encountered issues with both the app and the card’s website. The Mercury Mastercard app also offers cardholders a secure way to check their account balance and transaction history, as well as manage linked bank accounts to pay their monthly statements.

All cardholders can access their credit score through the app, helping them keep track of their progress every step of the rebuilding process. Like any credit-builder credit card, the Mercury Mastercard provides complimentary access to an individual’s FICO score every month. This lack of an annual fee makes it one of the best credit cards for people with a bad credit score. The unsecured card, issued through First Bank & Trust of South Dakota and Mercury Financial, benefits from no annual fee, making it one of the few credit cards in the space that doesn’t punish credit-builders with yearly maintenance costs. The Mercury Mastercard is designed to help those with average credit boost their score with responsible use.

Have received a pre-approval letter from Mercury™.

Plan to pay their balance in full every month.Want an unsecured card that doesn’t charge an annual fee.The interest rates with the card are high but paying the statement balance in full removes the worry and sets cardholders up for credit-building success. The Mercury® Mastercard® is a no annual fee unsecured card that helps those with challenging credit boost their score.

MERCURY CREDIT CARD LOGIN FULL

Mercury credit card login